I am beyond frustrated with this whole process. When I step back and really think about it, I have to ask myself what value do insurance companies add? In theory it spreads the cost of health care over a larger population, thus the healthy are subsidizing the sick, and the net result is that the cost to the entire population, on average, is low. That’s the theory. What has been happening is the opposite. The healthy are subsidizing the sick, but they are also subsidizing the greedy investors who are making huge profits and driving up the cost of insurance.
The insurance industry with their bogus study this week announced that their first priority was to profits, and screw the sick AND the healthy. Single payer is the only avenue that has the potential to take the profit motive out of the PAYMENT system. Remember health insurance is not health CARE, it is only a system processing payments for clients who are getting health care. That is like making millions of dollars just for clearing a check. Even in this day and age, my bank can clear that check for pennies—or fractions of pennies.
For some reason I never realized that the insurance industry had an anti-trust exemption. I think it is time that a bunch of state attorneys general started looking at anti-trust laws and challenge the constitutionality of giving an anti-trust exemption to a payment system that actually has the beneficiary of the payment betting against themselves—when we make a premium payment, we are betting that we will get our money back, but the only way to do so is to get sick. It is a huge casino with the cards stacked against everyone but the shareholder. Why does that shareholder in a casino deserve more consideration than the health of an entire nation? .... Claudette Konola
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